Become a VHFA participating lender

Vermont Housing Finance Agency (VHFA) offers mortgage loan products to low- and moderate-income Vermonters through local mortgage lenders that have been accepted to participate in our programs.

To apply to VHFA to become a participating lender, download and print the VHFA Application for Lender Participation form (100 KB; PDF), complete it, and return it with all required attachments as explained on the form. To be considered, lenders must meet specific requirements as outlined on the first page of the application.

Lenders are considered for mortgage origination only. All new lenders must sell loans to VHFA servicing released.

VHFA's primary source of mortgage funds is mortgage revenue bonds (MRBs). Therefore, the programs include certain restrictions and requirements, such as, income limits and purchase price limits, and first-time buyer requirements.

Interest rates, income limits and purchase price limits are available on this Web site for your information.