Purchase price limits

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VHFA income and purchase price limits (40 KB; PDF)

Limits overview
All applicants must meet VHFA's income limits and purchase price limits.

Purchase price limits are based on location and whether the property is existing, new or a two-unit. Income limits are based on family size and the area you are buying in.

First-time homebuyer requirement
Buyers in Addison, Bennington, Chittenden, Grand Isle and Windsor counties must be first time homebuyers or not have owned a home in three years. This requirement does not apply in the Burlington Targeted Area.

Interest rates
VHFA's 30-year 0 point interest rate is 6.25% APR. Rates are subject to change without notice. Rate information is also available by calling a participating lender, or the VHFA Interest Rate Line at (802) 652-3426.

*Burlington Targeted Area
To determine if a property is in the Burlington Targeted Area — Census Tract area 4, go to www.census.gov and click on American FactFinder; enter the street address as requested.